# Time Value of Money

• TI-84 Plus TVM Tutorial
When compared to other financial calculators used on finance courses, the TI-84 is fairly easy.
• Annuity Payment from Future Value (FV)
Annuity payment from future value is a formula that helps one to determine the value of cash flows in an annuity when the future value of the annuity is known.
• Future Value Interest Factor
Future value interest factor (FVIF), also known as a future value factor, is a component that helps to calculate the future value of a cash flow that will be paid at a certain point in the future.
• Future Value of a Growing Annuity
The future value of a growing annuity is the total value of a series of payments that are growing (or declining) at a constant rate during a certain time period.
• Present Value of an Annuity Due
The present value of an annuity due is the current worth of a series of cash flows from an annuity due that begins immediately.
• Present Value of an Annuity
The present value of an annuity is a series of cash instalments that are made over a certain period of time.
• Future Value of an Annuity Due
Future value of an annuity due is used to predict the future value of a series of payments where the payment is made immediately at the beginning of the payment period.
• Future Value of Annuity
The future value of an annuity is a calculation that measures how much a series of fixed payments would be worth at a specific date in the future when paired with a particular interest rate.
• Present Value Interest Factor
Present value factor, also known as present value interest factor (PVIF) is a factor that is used to calculate the present value of money to be received at some future point in time.
• Time Value of Money Solution Grid: Additional Problems
These are additional time value of money problems using the money solution grid.
• Time Value of Money Solution Grid
Time value of money can be calculated a number of ways—using tables, formulas, spreadsheets, and financial calculators.
• Time Value of Money
The time value of money impacts business finance, consumer finance, and government finance.
• Future Value
Future value (FV) is the value to which a current asset will grow by a future date based on compounding interest.
• Annuity Payment
An annuity is a financial product that pays out a series of cash flows at a specified frequency and over a fixed time period.
• Present Value
Present value (PV), also known as discounted value, is a financial calculation to find the current value of a future sum of money or cash stream in today at a specific rate of return.
• Continuous Compounding
Continuous compounding is the mathematical limit reached by compound interest when it’s calculated and reinvested to an account balance over a theoretically endless number of periods.
• Present Value Interest Factor of Annuity
The present value interest factor of annuity (PVIFA) is a factor used to calculate the present value of a series of annuity payments.
• Present Value of a Growing Annuity
The present value of a growing annuity is a way to get the current value of a fixed series of cash flows that grow at a proportionate rate.
• Present Value of Growing Perpetuity
The present value of growing perpetuity is a way to get the current value of an infinite series of cash flows that grow at a proportionate rate.